Super Micro/SME Business Officer

AB Rwanda PLC is a Licensed Deposit Taking Microfinance Company established in Rwanda in 2014, backed by Access Microfinance Holding AG, an investment and holding company based in Germany. Headquartered in Nyarugenge District, Kigali, AB Rwanda is committed to expanding access to inclusive and responsible financial services for micro, small, and medium-sized enterprises (MSMEs), small farmers and individuals. Through its growing network of branches and credit outlets across Rwanda, the Institution supports entrepreneurship, business growth, and financial inclusion.

AB Rwanda is seeking a results-driven, analytical, and customer-focused Super Micro/SME Business Officer to join our team. The successful candidate will drive loan business growth, assess credit applications, portfolio monitoring, and ensure excellent client service while maintaining strong portfolio quality and compliance with the ABR’s policies and procedures.

Key Responsibilities

• Business Growth: Promote loan products, identify potential clients, and achieve monthly loan disbursement/Growth targets.
• Credit Assessment: Screen applicants, conduct business and Collateral Visit, verify financial information, and prepare credit assessment reports.
• Loan Processing: Prepare and present credit proposals, communicate credit decisions, and coordinate loan disbursements.
• Portfolio Management: Monitor loan performance, maintain timely repayments, conduct client follow-ups, and implement effective recovery actions.
• Risk & Compliance: Ensure adherence to credit policies, operational procedures, regulatory requirements, and the Bank’s Code of Conduct.
• Teamwork & Client Service: Build strong client relationships, contribute to credit and recovery committees, and share knowledge with colleagues.

Qualifications & Requirements

• Bachelor’s degree in Business Administration, Finance, Accounting, Economics, Management, or a related field.
• At least 2 years of experience as a Loan Officer in any Financial Sectors in Rwanda.
• Confident in selling loan above FRW 7 Millions 
• Strong knowledge of credit policies, lending procedures, credit risk assessment, and financial analysis.
• Good analytical, communication, negotiation, and problem-solving skills.
• Basic computer proficiency, including Microsoft Excel.
• Strong teamwork, customer service, and portfolio management skills.
• Ability to work independently, meet targets, and maintain high standards of professionalism and integrity.

Performance Expectations: The successful candidate will be expected to achieve 100% of monthly loan disbursement/growths targets and maintain excellent portfolio quality, with excellent portfolio quality.

Application deadline: Interested candidate should submit: to abr-recruiting@abr.rw  with Subject “Super Micro/SME Business Officer” The following documents:

• Motivation letter 
• Updated CV
• Academic Certificates 
• National ID

 Deadline: 30th October 2026